Financial Statements

STATEMENT OF CONDITION

December 31st, 2012 - unaudited

(000) Omitted

ASSETS:
Cash & Due from Banks$44,445
U.S. Government & Agency Obligations$60,016
Other Securities$92,095
Total Investments $152,111
Loans, Net of Unearned Discount$384,749
Less: Loan Loss Reserve$11,212
Net Loans $373,537
Fixed Assets (Net)$10,207
Other Assets$60,706
TOTAL ASSETS $641,006
LIABILITIES:
Non-Interest Bearing Deposits$105,891
Interest Bearing Deposits$423,919
Total Deposits $529,810
Brokered Deposits and Alternative Borrowings$38,520
Advance From FHLB$16,000
Other Liabilities$9,091
TOTAL DEPOSITS AND LIABILITIES $593,421
CAPITAL ACCOUNTS:
Common Stock$850
Surplus$31,600
Undivided Profits$9,157
FASB 115$5,978
TOTAL EQUITY $47,585
TOTAL LIABILITIES & CAPITAL ACCOUNTS $641,006