SBC eNews - Winter 2012
Here's another edition of State Bank of Countryside (SBC) eNews! This one includes an interesting perspective on giving thanks, an online shopping guide, information on holiday tipping, a wonderful appetizer dip and more!
Let Them Choose…
Give a MasterCard® Gift Card!
Truly the perfect gift for everyone because their options are endless and the gift card can be used anywhere MasterCard® is accepted. Purchase yours for any holiday or occasion at any SBC location today!
Personal: You choose the denomination of the MasterCard® Gift Card*, anywhere from $10-$1,000. They're also available in different designs to fit your needs.
Business: Show your valued clients and employees how much you care with a MasterCard® Gift Card*. You can place large orders and add customized messages. Business gift cards are available in any denomination between $10 and $2,000. Plus, there is no shipping charge on orders of 25 cards or more.
Stop by our Teller Line for more information!
*Purchase fee of $3.95 to $5.95 depending on gift card denomination. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity and a $5.00 lost/stolen card replacement fee. Cards are FDIC insured only if registered. These cards issued by MetaBank, pursuant to a license from MasterCard International, Incorporated.
Not only is Thanksgiving is a time to pause and give thanks for all you have to be grateful for, but also a great time to GIVE thanks by doing something nice for others!
Think of all the reasons you say "thank you" without even thinking about it during the day: the hot cup of coffee you just bought, the wave of gratitude to the driver who let you break into traffic or the person walking into the building right before you and held the door open. We may not always stop to think of the small things people do for us, and we probably don't ponder the positive impact these small actions have. Everyone benefits though with acts of kindness to others.
Performing random acts of kindness can be fun and contagious. Once you do something good for others, you start to feel good and want to keep going. And those around you can sense your positive energy and may be inspired to do the same. This Thanksgiving, stop and think about all you have to be thankful for. Then be sure to pass that gratitude on through a random act of kindness.
Online Shopping Guide
The way we shop for the holidays has evolved over the past decade with the beginning of Internet shopping. While the adventure of standing in line during the pre-dawn hours for Black Friday sales is appealing to some, others may choose a more civilized (if less exciting) approach to holiday shopping from the comfort of home.
Black Friday was long known as the official first day of the holiday shopping season as people waited for Thanksgiving to pass before moving on to Christmas. With the number of online retailers growing every year for the past decade, Cyber Monday, the Monday after Thanksgiving has become another icon of the holiday shopping experience and in most cases, is the day the best online deals can be found.
Spend some time "window shopping" at different "stores" online. Look for gift ideas, deals, shipping deadlines (and cost!), online only specials and coupon codes. Use your browser's search engine to type the name of a specific product or "online price comparison" for a list of websites to help you compare prices.
Joining mall crowds and driving on weather-compromised roads may pose some safety risks but shopping online isn't without its own set of concerns. Be sure to check for credibility and ensure it's a legitimate business. Most importantly, be sure a website is secure when "checking out" by looking at the URL…you're good to go if it starts with HTTPS:// instead of HTTP://, remember "S" for secure.
Shipping and returns
Once you've found the deal you can't refuse, be sure to do a little more checking before hitting that "buy now" button. You want to be sure you'll get your merchandise in time, are not overpaying for shipping (especially when you need express service) and that you can return or replace it if necessary.
When it comes to holiday shopping, the Internet has certainly offered some variation on tradition. Shopping is part of the holiday tradition though, regardless of how it is practiced.
Tips on Tipping and Gift-Giving
We rack our brains every year over this same issue…Who gets what? How much to give? The list of questions goes on and on, but these helpful tips below can answer many of them.
Budget: Most importantly, never go above your means! When working on a tight budget, homemade gifts (crafts or baked goods) can be a great substitute!
Length and Quality: How long have you known this person and/or used their services? Are they really good at what they do for you or do they just get the job done? Meaning, if you just started with a new hairstylist, there's no need to give him/her anything. Or, if your maid service has been with you for over a year, but their overall service is just mediocre, think about a much smaller gift.
Don't Skip: These are a few people in your life that you really should keep at the top of your list when figuring out your budget:
- Teachers and Caregivers: They work with your children or take care of your parent every day, thank them! The best gift is always a gift card and something to consider is joining together with others to make the amount even larger!
- Salon & Spa Providers and Personal Trainers: You most likely see them regularly (more than once a month) and if you already tip, it's okay to give a gift worth the same as one session or service.
- Postal Carriers and Trash/Recycling Collectors: They are often taken for granted, but it's one group of people that really shouldn't be forgotten. Be careful what you give though, because with the USPS, workers absolutely cannot accept anything valued over $20 and more importantly, no kind of cash gift, including gift cards.
And finally, tipping in general for restaurant services, doormen, skycap workers, etc. should always be part of the process, especially during the holidays. While 10-15% used to be the norm for good service, 20% is the best tip nowadays.
SBC Family Savers Program
Enhance your child's SBC Kids Club membership with our Family Savers Program! Offered when a parent of a Kids Club member has or opens a checking account at SBC, the program offers many benefits including prizes for monthly deposits, earns TRIPLE the interest of our Children's Savings account, exclusive invitations to special events and more! For more information and to sign up, click here!
SBC Recipe Box
Buffalo Chicken Dip
By: Kristee Genna
- 8oz. cream cheese, softened
- ½ cup of Ranch dressing
- Can of Chicken
- Buffalo Wing Sauce
- 2 cups of cheddar cheese
Spread the cream cheese in the bottom of a 9x9 pan and top with ranch dressing. Break up the chicken with a fork and place on top of the ranch. Drizzle with buffalo sauce (to taste) and top with cheddar cheese. Bake at 350 degrees until the cheese bubbles and begins to brown. Serve with chips, celery, pretzels or crackers and enjoy!