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SBC TELEPHONE BANKING
1-888-411-4SBC (1-888-411-4722)
It's fast, it's easy and it's FREE!! When you need information, you call
411. When you need SBC information call
- Receive up to date deposit balances and account information
- Transfer funds between deposit accounts (application form required)
- Verify if a particular check has cleared.
- Receive statement information via fax*
- Receive current rates and general information
Best of all, it's totally FREE! There are no additional fees for use of SBC Telephone Banking…not even the cost of a local call!! Just one more great reason to bank the State Bank of Countryside way.
* fax fee will be assessed.
SBC tellers stand ready to help at any time. All SBC Offices offer the following list of teller services.
- Coin / Currency Orders
- Illinois License Stickers
- FICA Payments
- Savings Bonds
- Traveler's Checks
- Collection Services
- Cashier's Checks
- Money Orders
- Cash Advances
(Visa, MasterCard, and American Express Gold Card)
AUTOMATED TELLER MACHINE (ATM) / ATM "STAR®" CARD
Conduct transactions anytime - 24 hours per day, 365 days per year - at any SBC location. State Bank of Countryside is a member of both the national STAR® network and the worldwide CIRRUS® and PLUS® systems.
Therefore, you can use our machines, or any of the thousand other STAR®, CIRRUS®, or PLUS® machines. You may deposit, withdraw, check balances, or transfer funds between accounts at anytime, day or night. Go to www.star-systems.com to find the location nearest you. (Note: Some STAR® machines limit the type of transactions offered; please check listing.)
You may also use your STAR® card for Point of Sale (POS) purchases. Look for the STAR® logo on POS terminals at gas stations, grocery stores and many other local establishments.
Any stop payment order placed by you with us must specify the exact amount of the check, account number, payee, date and sequence number of the item. Stop payments cannot be guaranteed until midnight of the business day following the day the stop payment was placed. Notice of stop payment may be given by phone or in writing. Unless released by you in writing prior to the expiration, phone requests are effective for fourteen (14) business days; written requests are effective for six (6) months.
Stop payments may also be done online if you have signed up for Internet Banking.
Wire transfers allow for the rapid electronic transfer of money between financial institutions. You can use a wire transfer to move your funds from one place to another without doing any of the "legwork" yourself. The funds are moved through the Federal Reserve System the same day. SBC wire transfer services are available only for SBC customers.
Outgoing wire transfer requests must be made in person at any one of our SBC offices; no phone, fax, or e-mail requests are accepted. Outgoing wire transfers can be made Monday through Friday, between the hours of 8:00am and 3:00pm.
State Bank of Countryside will also accept incoming wires on your behalf. If you are having money sent in to State Bank of Countryside, please contact our Financial Operations Department to ensure you have the correct Bank information to complete your transaction; 708-485-9770.
Foreign wire transfers require special instructions, please contact our Financial Operations Department at 708-485-9770 for full details.
Important papers, jewelry, coin collections, or other valuables are too important to risk losing to theft. Safe Deposit Boxes offer you the comfort of knowing your valuables are secure. We offer safe deposit boxes in a variety of sizes at all SBC locations with the exception of our Chicago office. Please call the SBC location nearest you to check on size availability.
3x5x21
5x5x21
3x10x21
5x10x21
10x10x21
FDIC Insurance does not apply to contents of safe deposit boxes. Nor does State Bank of Countryside insure box contents in any way. The contents of the box are confidential and known only to you and you are responsible for any insurance you feel is necessary on your box content.
A living trust is a revocable legal arrangement created during your lifetime. A living trust may be less vulnerable to legal action than a will and may be designed to provide income for your beneficiaries beyond your lifetime. Upon your death, tax reporting is simplified and probate is avoided. There may even be tax benefits to your heirs. As a living trust may have a long-term effect on your assets, you should seek the advice of a legal professional to help you decide if this is best for you and your family. Your attorney can then help you create a living trust that is customized to meet your exact needs.
Once your trust is created, bring in the original copy to any SBC office and we will be happy to transfer your assets into the trust. If you have made any changes to your existing trust, a copy of those changes should be brought to the Bank so that we are following your most recent instructions.
A land trust is a unique package of benefits that offers real estate owners the advantage of ownership without many of the problems and complications that usually go along with it.
Land Trusts provide you, the Beneficiary, all of the rights and conveniences of ownership while State Bank of Countryside, as Trustee, assumes legal and equitable title to the real estate. When title to real estate is held in land trust, the interest of the Beneficiary is considered personal property. The beneficial interest can be sold, pledged or assigned without the formality of a recorded deed. The Beneficiary may retain all of the management rights and responsibilities, while the Trustee executes the administrative duties upon the written direction of the Beneficiary.
The Beneficiary of a land trust can retain control over the property during his or her lifetime with the succession of ownership effective upon death. This often avoids the expense of probate proceedings.
For more information on Land Trusts, please call 708-485-9920.
Letter of Direction*
Letter of Direction to Convey*
Trust Agreement*
Deed in Trust*
* You will need Adobe Acrobat or Acrobat Reader in order to view these files. You may download a free copy of Acrobat Reader from the following site: http://www.adobe.com/products/acrobat/readstep2.html
Notary services are available at all SBC offices for our customers only and are offered free of charge.
A Power of Attorney is a legal form that is designed to assist you in times of need. The POA allows a friend or loved one to transact business on your account in the event you are ill or incapacitated. State Bank of Countryside recognizes the Illinois Statutory Short Form Power of Attorney.
Due to the complexity of Power of Attorneys, we recommend that you consult your attorney for assistance.
The following link is to the State of Illinois Power of Attorney Act for Health Care:
www.legis.state.il.us/legislation/ilcs/ch755/ch755act45articles/ch755act45Sub4.htm
