To read our other disclosures click below:
- Online Statement Disclosure
- Electronic Funds Transfer Disclosure
- User Terms and Agreement for SBC Internet Banking and SBC Billpay
- USA Patriot Act
|FACTS||WHAT DOES STATE BANK OF COUNTRYSIDE DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The type of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• account balances and payment history
• credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Countryside chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does State Bank of Countryside share?||Can you limit this sharing?|
|For our everyday business purposes-|
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes-|
to offer our products and services to you
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes-|
Information about your transactions and experiences
|No||We don't share|
For our affiliates’ everyday business purposes-|
Information about your creditworthiness
|No||We don't share|
|For nonaffiliates to market to you||No||We don't share|
|Questions?||Call 708-485-3100 or go to www.statebankofcountryside.com|
|What we do|
|How does State Bank of Countryside protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to your personal information to those employees who need to know that information to provide products or services to you.
|How does State Bank of Countryside collect my personal information?||We collect your personal information, for example, when you:
• open an account or use your debit card
• pay your bills or apply for a loan
• make a wire transfer
We also collect your personal information from other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes-information about your credit worthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial or nonfinancial companies.
• State Bank of Countryside has no affiliates.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• State Bank of Countryside does not share with nonaffiliates so they can market to you.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include credit card companies
USA PATRIOT ACT
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.
What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person's driver's license and other identifying documents and copy or record information from each of them.