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| Stated Annual Percentage Yields (APYs) effective from August 5, 2008 through August 11, 2008 |
| Certificates of Deposit | |||
|
Term
|
Minimum Balance Requirements
|
Annual Percentage Yield
|
Countryside Classic* Annual Percentage Yield
|
|
32 - 89 Days
|
$ 2,500
|
.50%
|
.60%
|
|
90 - 181 Days
|
$ 2,500
|
1.65%
|
1.75%
|
|
182 - 364 Days
|
$ 2,500
|
2.15%
|
2.25%
|
|
1 Year
|
$ 1,000
|
2.52%
|
2.63%
|
|
2 Years
|
$ 1,000
|
2.78%
|
2.88%
|
|
3 Years
|
$ 1,000
|
3.03%
|
3.14%
|
|
4 Years
|
$ 1,000
|
3.41%
|
3.52%
|
|
IRAs
|
$ 100
|
Choose from any of the above CD's.
|
Choose from any of the above CD's.
|
|
Education Savings- Tax Advantaged
|
$ 100
|
Choose from any of the above CD's
|
Choose from any of the above CD's
|
| CD Promotions | |||
|
Term
|
Minimum Balance Requirements (to open account and obtain APY)
|
Annual Percentage Yield
|
Countryside Classic* Annual Percentage Yield
|
|
12 Month
|
$10,000
|
3.50%
|
3.60%
|
|
18 Month
|
$10,000
|
4.00%
|
4.10%
|
|
48 Month Bump-Up Option
|
$10,000
|
4.00%
|
4.10%
|
| Variable Rate Accounts** | |||
|
Account
|
Minimum Balance Requirements (to open account and obtain APY)
|
Annual Percentage Yield
|
Countryside Classic* Annual Percentage Yield
|
|
Savings Account
|
$ 100
|
.87%
|
N/A
|
|
NOW Accounts
|
$ 100
|
.37%
|
N/A
|
|
Money Market Insured
|
$2,500
|
.75%
|
N/A
|
|
Prime Money Market
|
|||
|
» Tier 1
|
$10,000 - $24,999
|
1.76%
|
N/A
|
|
» Tier 2
|
$25,000 - $49,999
|
2.02%
|
N/A
|
|
» Tier 3
|
$50,000 - $99,999
|
2.27%
|
N/A
|
|
» Tier 4
|
Over $100,000
|
2.53%
|
N/A
|
|
Individual Retirement Account
|
|||
|
» 18 Month Certificate
|
$ 100
|
2.78%
|
2.88%
|
| Fees may reduce the earnings on these accounts. |
| A penalty may be imposed for early withdrawal from a certificate of deposit or individual retirement account. |
| * Countryside Classic - An incentive rate may be paid to eligible accounts only while qualified membership in the "Countryside Classic" program is maintained. If qualified membership is not maintained the interest rate for the certificate or retirement account will revert to the stated rate at account opening or renewal. If the account has a variable rate, the interest rate will revert to the stated rate at the time the eligibility requirements are not met. This will affect your annual percentage yield. The Countryside Classic program is available for personal certificates only. |
| ** The interest rate and annual percentage yield may change after the account is opened. At our discretion, the Bank may change the interest rate for variable rate accounts at any time, by any amount. |
Please refer to the State Bank of Countryside Agreement and Rules brochure, your account disclosure and Notice of Penalty for further disclosures regarding these accounts. We reserve the right to change rates by any amount at any time. For additional information and the most current annual percentage yield, please call (708) 485-3100 or visit our Personal Banking Department. |
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| Stated Annual Percentage Yields (APYs) effective from August 5, 2008 through August 11, 2008 |
| Certificates of Deposit | ||
|
Term
|
Minimum Balance Requirements (to open account and obtain APY)
|
Annual Percentage Yield
|
|
32 - 89 Days
|
$ 2,500
|
.50%
|
|
90 - 181 Days
|
$ 2,500
|
1.65%
|
|
182 - 364 Days
|
$ 2,500
|
2.15%
|
|
1 Year
|
$ 1,000
|
2.52%
|
|
2 Years
|
$ 1,000
|
2.78%
|
|
3 Years
|
$ 1,000
|
3.03%
|
|
4 Years
|
$ 1,000
|
3.41%
|
| CD Promotions | ||
|
Term
|
Minimum Balance Requirements (to open account and obtain APY)
|
Annual Percentage Yield
|
|
12 Month
|
$10,000
|
3.50%
|
|
18 Month
|
$10,000
|
4.00%
|
|
48 Month Bump-Up Option
|
$10,000
|
4.00%
|
| Variable Rate Accounts** | ||
|
Account
|
Minimum Balance Requirements (to open account and obtain APY)
|
Annual Percentage Yield
|
|
Savings Accounts
|
$ 100
|
.87%
|
|
NOW Accounts
|
$ 100
|
.37%
|
|
Money Market Insured
|
$ 2,500
|
.75%
|
|
Prime Money Market
|
||
|
» Tier 1
|
$25,000 - $99,999
|
1.76%
|
|
» Tier 2
|
$100,000 - $499,999
|
2.02%
|
|
» Tier 3
|
$500,000 - $999,999
|
2.27%
|
|
» Tier 4
|
Over $1,000,000
|
2.53%
|
| Fees may reduce the earnings on these accounts. |
| A penalty may be imposed for early withdrawal from a certificate of deposit or individual retirement account. |
| ** The interest rate and annual percentage yield may change after the account is opened. At our discretion, the Bank may change the interest rate for variable rate accounts at any time, by any amount. |
Please refer to the State Bank of Countryside Agreement and Rules brochure, your account disclosure and Notice of Penalty for further disclosures regarding these accounts. We reserve the right to change rates by any amount at any time. For additional information and the most current annual percentage yield, please call (708) 485-3100 or visit our Personal Banking Department. |
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