| Purchases |
No Charge |
| Withdrawals from a SBC ATM |
No Charge |
| Withdrawals from an ATM not owned by SBC |
the first 8 per monthly cycle may be done at no charge,
after
that $2.00 each. |
| Replacement Card Fee |
$5.00 |
| Stop Payments |
|
| » |
Personal Checks |
$ 30.00 each |
| » |
Official Checks |
$ 50.00 each |
| Overdrafts |
$ 30.00 per occurrence |
| Continuing Overdraft Fee |
$ 5.00 for each calendar day the
account is overdrawn, after a five calendar day grace period. |
| Account Reconciliation |
$ 30.00 per hour. One hour minimum |
| History of Account |
$ 5.00 each |
| Copy of Microdocuments |
|
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|
Within the last 12 months |
$ 5.00 each |
|
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|
Older than 12 months |
$ 10.00 each |
| Funds Transfer via Telephone Banking |
Free (applicaition required) |
| Funds Transfer by Automatic Overdraft Protection |
$ 5.00 |
| Funds Transfer by Bank Employee |
$ 10.00 each |
| Phone Inquiry |
$ 2.00 each |
| Garnishment, Levy, Citation |
$150.00 each |
| Credit Verification Letters |
$ 10.00 each |
| Hold Mail |
$ 5.00/month per statement |
| Duplicate Statements |
$ 5.00 per statement |
| |
customer
|
non customer
|
| Cashier's Check |
$ 3.00 per check |
$20.00 per check |
| Money Order |
$ 3.00 per check |
$20.00 per check |
| Certified Check |
$30.00 per check |
N/A |
| Traveler's Check |
2% of purchase |
2% of purchase |
| License Sticker Services |
$ 3.00 each |
$ 3.00 each |
| Collection Item - Domestic |
$35.00 each plus Federal Express fee |
| Collection Item - Foreign |
$50.00 each plus Federal Express fee |
| Check Cashing Fee |
N/A |
1% of check amount up to $20.00 |
| Distributions (check payable to customer
or deposited into SBC non-retirement account) |
| Under age 59 1/2 |
At Maturity Only |
|
Age 59 1/2 and older
|
No Charge |
| |
|
| Individual Retirement Account (IRA)
Transfers |
|
»
|
Internal (to another SBC Ira) |
|
| |
Under age 59 1/2 |
At Maturity Only |
| |
Age 59 1/2 and older - At Maturity |
No Charge |
| |
Age 59 1/2 and older - Mid-Term |
$250.00 or full CD penalty, whichever is
less, $100 minimum |
|
»
|
External (check made payable to other bank |
| |
Under age 59 1/2 |
At Maturity Only |
| |
Age 59 1/2 and older - At Maturity |
No Charge |
| |
Age 59 1/2 and older - Mid-Term |
$500.00 or full CD penalty, whichever is less, $100
minimum |
| |
|
| Recharacterization |
$ 50.00 |
| Withdrawal of Excess Contribution |
$ 25.00 |
| SBC Internet Banking |
No Charge |
| Transfer |
No Charge |
| Stop Payment |
$30.00 each |
| SBC Billpay |
No Charge |
| SBC Billpay Return Item Fee |
$15.00 each |
| Wire Transfer |
|
»
|
Incoming |
$ 15.00 |
|
»
|
Outgoing - Domestic |
$ 30.00 |
|
»
|
Outgoing - Foreign |
$ 75.00 |
| Night Depository |
|
»
|
Lock Bag |
$ 20.00 each |
|
»
|
Zipper Bag |
$ 7.00 each |
| Replacement ID Card |
| ATM Fee (Automated Teller Machine) |
|
»
|
First Card |
No Charge |
|
»
|
Replacement Card |
$ 5.00 each |
|
»
|
Transactions performed at our machines |
No Charge |
|
»
|
For each ATM transaction over eight per monthly cycle
(24 per quarterly cycle for savings accounts) performed at non-SBC
machines |
$2.00 each |
| Photo Copy |
$ .25 each |
| Temporary Checks |
$ 1.00 for two checks. Two check minimum. |
| Closing Process Fee |
|
»
|
For closing an account within the first 90 days of
opening |
$ 30.00 |
| Notary Services |
|
»
|
For Customer |
FREE |
|
»
|
For non-customer |
Not Offered |
| Overdraft Fee |
$ 50.00 per occurrence |
| Overdraft Fee 5+ days |
$ 100.00 for every five calendar days the
account is overdrawn |
| Returned Check (Chargeback) |
$ 4.50 per check |
| Audit Verification Letters |
$ 25.00 each |
| Proof Adjustment |
$ 3.00 for adjustments $3.00
and over - $ .15 each |
| SBC Billpay Stop Payment |
$45.00 each |