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» Retirement Services
» SBC Internet Banking/SBC Billpay
» Miscellaneous Services
» Business Service Fees

SBC TELEPHONE BANKING

No Charge

SBC ADVANTAGE DEBIT CARD

Purchases
No Charge
Withdrawals from a SBC ATM
No Charge
Withdrawals from an ATM not owned by SBC
the first 8 per monthly cycle may be done at no charge,
after that $2.00 each.
Replacement Card Fee
$5.00

 

DEPOSIT OPERATION SERVICES

Stop Payments  
»  Personal Checks $ 30.00 each
»  Official Checks $ 50.00 each
Overdrafts $ 30.00 per occurrence
Continuing Overdraft Fee $  5.00 for each calendar day the account is overdrawn, after a five calendar day grace period.
Account Reconciliation $ 30.00 per hour. One hour minimum
History of Account $  5.00 each
Copy of Microdocuments  
»
Within the last 12 months $  5.00 each
»
Older than 12 months $ 10.00 each
Funds Transfer via Telephone Banking Free (applicaition required)
Funds Transfer by Automatic Overdraft Protection $  5.00
Funds Transfer by Bank Employee $ 10.00 each
Phone Inquiry $  2.00 each
Garnishment, Levy, Citation $150.00 each
Credit Verification Letters $  10.00 each
Hold Mail $   5.00/month per statement
Duplicate Statements $   5.00 per statement

TELLER SERVICES

 
customer
non customer
Cashier's Check $ 3.00 per check $20.00 per check
Money Order $ 3.00 per check $20.00 per check
Certified Check $30.00 per check N/A
Traveler's Check 2% of purchase 2% of purchase
License Sticker Services $ 3.00 each $ 3.00 each
Collection Item - Domestic $35.00 each plus Federal Express fee
Collection Item - Foreign $50.00 each plus Federal Express fee
Check Cashing Fee N/A 1% of check amount up to $20.00

SAFE DEPOSIT BOXES*

3 x 5 x 21 $ 30.00 per year
5 x 5 x 21 $ 40.00 per year
3 x 10 x 21 $ 60.00 per year
5 x 10 x 21 $ 80.00 per year
10 x 10 x 21 $125.00 per year
Late Charges $ 10.00 per month
Lost Key $25.00 per key
Drilling $125.00
*sizes vary by location  

RETIREMENT SERVICES

Distributions (check payable to customer or deposited into SBC non-retirement account)
Under age 59 1/2 At Maturity Only

Age 59 1/2 and older

No Charge
   
Individual Retirement Account (IRA) Transfers
»
Internal (to another SBC Ira)  
  Under age 59 1/2 At Maturity Only
  Age 59 1/2 and older - At Maturity No Charge
  Age 59 1/2 and older - Mid-Term $250.00 or full CD penalty, whichever is less, $100 minimum
»
External (check made payable to other bank
  Under age 59 1/2 At Maturity Only
  Age 59 1/2 and older - At Maturity No Charge
  Age 59 1/2 and older - Mid-Term $500.00 or full CD penalty, whichever is less, $100 minimum
   
Recharacterization $ 50.00
Withdrawal of Excess Contribution $ 25.00

SBC INTERNET BANKING / SBC BILLPAY

SBC Internet Banking No Charge
Transfer No Charge
Stop Payment $30.00 each
SBC Billpay No Charge
SBC Billpay Return Item Fee $15.00 each

MISCELLANEOUS SERVICES

Wire Transfer
»
Incoming $ 15.00
»
Outgoing - Domestic  $ 30.00
»
Outgoing - Foreign $ 75.00
Night Depository
»
Lock Bag $ 20.00 each
»
Zipper Bag  $   7.00 each
Replacement ID Card
ATM Fee (Automated Teller Machine)
»
First Card No Charge
»
Replacement Card $  5.00 each
»
Transactions performed at our machines No Charge
»
For each ATM transaction over eight per monthly cycle (24 per quarterly cycle for savings accounts) performed at non-SBC machines $2.00 each
Photo Copy $  .25 each
Temporary Checks $ 1.00 for two checks. Two check minimum.
Closing Process Fee
»
For closing an account within the first 90 days of opening $ 30.00
Notary Services
»
For Customer FREE
»
For non-customer Not Offered


BUSINESS SERVICE FEES

Overdraft Fee $ 50.00 per occurrence
Overdraft Fee 5+ days $ 100.00 for every five calendar days the account is overdrawn
Returned Check (Chargeback) $   4.50 per check
Audit Verification Letters $ 25.00 each
Proof Adjustment $   3.00 for adjustments $3.00 and over - $ .15 each
SBC Billpay Stop Payment $45.00 each