Service Fees

SBC DEBIT CARD

PurchasesNo Charge
Withdrawals from a SBC ATMNo Charge
Withdrawals from an ATM not owned by SBC The first 8 per monthly cycle may be done at no charge, after that $2.00 each.*
First CardNo Charge
Replacement Card Fee$5.00

*This fee does not apply to Simply Better Checking Account holders.

SBC INTERNET BANKING / SBC BILLPAY

SBC Internet BankingNo Charge
TransferNo Charge
SBC BillpayNo Charge
Stop Payment$30.00 each
SBC Billpay Return Item Fee$20.00 each
SBC Overnight Payment Fee$14.95 each

SBC TELEPHONE BANKING

No Charge

DEPOSIT OPERATION SERVICES

Stop Payments
Personal Checks$30.00 each
Official Checks$50.00 each
Overdraft Fees
Overdraft DisclosureAn overdraft fee may be imposed for an overdraft created by check, in-person withdrawal or other electronic means.
Overdrafts$35.00 per item
Continuing Overdraft Fee$5.00 for each calendar day the account is overdrawn, after a five calendar day grace period.
Copy of Documents
Within the last 12 months$5.00 each
Older than 12 months$10.00 each
Duplicate Statements$5.00 per statement
Funds Transfers
Funds Transfer via Telephone BankingFree (application required)
Funds Transfer by Automatic Overdraft Protection$5.00
Funds Transfer by Bank Employee$10.00 each
Miscellaneous Services
Phone Inquiry$2.00 each
Garnishment, Levy, Citation$150.00 each
Credit Verification Letters$10.00 each
Hold Mail$5.00/month per statement
Account Reconciliation$30.00 per hour. One hour minimum
History of Account$5.00 each

TELLER SERVICES

CustomerNon-customer
Cashier's Check$3.00 per check$20.00 per check
License Sticker Services$3.00 each$5.00 each
Collection Item - Domestic$35.00 each --
Collection Item - Foreign$50.00 each --
Check Cashing FeeN/A1% of check amount up to $20.00

SAFE DEPOSIT BOXES*

3 x 5 x 21$ 30.00 per year
5 x 5 x 21$ 40.00 per year
3 x 10 x 21$ 60.00 per year
5 x 10 x 21$ 80.00 per year
10 x 10 x 21$125.00 per year
Late Charges$ 10.00 per month
Lost Key$25.00 per key
Drilling$125.00

*sizes vary by location

MISCELLANEOUS SERVICES

Wire Transfer
    Incoming - Domestic$15.00
    Incoming - Foreign$35.00
    Outgoing - Domestic$30.00
    Outgoing - Foreign$75.00
Night DepositoryNo Charge
Lock Bag$20.00 each
Zipper Bag$7.00 each
Photo Copy$0.25 each
Temporary Checks$1.00 for two checks. Two check minimum.
Closing Process Fee
    For closing an account within the first 90 days of opening $30.00
Notary Services
    For CustomerNo Charge
    For Non-CustomerNot Offered

BUSINESS SERVICE FEES

Overdraft Fees
Overdraft Fee$35.00 per item
Overdraft DisclosureAn overdraft fee may be imposed for an overdraft created by check, in-person withdrawal, ATM withdrawal or other electronic means.
Overdraft Fee 5+ days$99.00 for every five calendar days the account is overdrawn
Miscellaneous Services
Returned Check (Chargeback)$4.50 per check
Audit Verification Letters$25.00 each
Deposit Adjustment of $3.00 or more$3.00
SBC Billpay Stop Payment$30.00 each
Custom Image